.ar-page{--ar-navy:#082a68;--ar-blue:#0869da;--ar-blue2:#18a7ef;--ar-orange:#ff6a00;--ar-orange2:#ff9a1f;--ar-text:#18365f;--ar-muted:#60738f;--ar-soft:#f4f9ff;--ar-border:#dce9f8;--ar-shadow:0 18px 50px rgba(4,45,99,.12);color:var(--ar-text);overflow:hidden}.ar-page *{box-sizing:border-box}.ar-page img{max-width:100%;height:auto}.ar-page a{text-decoration:none}.ar-page .container{width:min(1180px,calc(100% - 36px));margin-inline:auto}.ar-kicker{display:inline-flex;align-items:center;padding:7px 12px;border-radius:999px;background:#eef7ff;color:#075ec1;font-size:.74rem;font-weight:900;letter-spacing:.055em}.ar-hero{position:relative;isolation:isolate;padding:20px 0 44px;background:linear-gradient(135deg,#f7fbff 0%,#edf8ff 54%,#fff 100%)}.ar-hero:before{content:"";position:absolute;inset:0;z-index:-3;background:radial-gradient(circle at 72% 18%,rgba(31,167,239,.19),transparent 31%),radial-gradient(circle at 9% 92%,rgba(255,106,0,.08),transparent 30%)}.ar-hero-orb{position:absolute;border-radius:50%;filter:blur(4px);z-index:-2;opacity:.55}.ar-hero-orb-a{width:430px;height:430px;right:-150px;top:-170px;background:rgba(28,142,232,.12)}.ar-hero-orb-b{width:250px;height:250px;left:-120px;bottom:-70px;background:rgba(255,116,20,.08)}.ar-breadcrumb{display:flex;gap:8px;align-items:center;font-size:.84rem;color:#71839d;padding:7px 0 20px}.ar-breadcrumb a{color:#315b91}.ar-breadcrumb strong{color:#102f63}.ar-hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:32px;align-items:center}.ar-hero-copy h1{margin:13px 0 14px;color:var(--ar-navy);font-size:clamp(2.4rem,5.2vw,4.75rem);line-height:.96;letter-spacing:-.045em;max-width:720px}.ar-hero-copy h1 span{display:block;color:var(--ar-orange)}.ar-lead{font-size:clamp(1.02rem,1.8vw,1.24rem);line-height:1.55;color:#36567f;max-width:690px}.ar-hero-points{display:flex;flex-wrap:wrap;gap:8px 15px;margin:20px 0}.ar-hero-points 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h2{color:var(--ar-navy);font-size:clamp(1.8rem,3.3vw,2.65rem);line-height:1.05;letter-spacing:-.025em;margin:10px 0}.ar-section-head p,.ar-copy p,.ar-faq-side p,.ar-quote-copy p,.ar-final-copy p{color:var(--ar-muted);line-height:1.7}.ar-risk-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.ar-risk-card{display:flex;flex-direction:column;min-width:0;border:1px solid var(--ar-border);border-radius:20px;overflow:hidden;background:#fff;box-shadow:0 8px 28px rgba(8,54,111,.07);transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease}.ar-risk-card:hover{transform:translateY(-5px);border-color:#b9d9fb;box-shadow:0 18px 42px rgba(8,54,111,.13)}.ar-risk-media{height:160px;display:grid;place-items:center;background:linear-gradient(180deg,#f7fbff,#eef7ff)}.ar-risk-media img{width:142px;height:142px;object-fit:contain}.ar-risk-body{display:flex;flex:1;flex-direction:column;padding:16px}.ar-risk-chip{align-self:flex-start;padding:4px 9px;border-radius:999px;background:#fff0e7;color:#c94d00;font-size:.7rem;font-weight:900}.ar-risk-body h3{margin:9px 0 7px;color:#0b3067;font-size:1rem;line-height:1.2}.ar-risk-body p{margin:0 0 13px;color:#63758f;line-height:1.5;font-size:.88rem;flex:1}.ar-risk-body strong{font-size:.83rem;color:#0865d2}.ar-section{padding:72px 0;background:#fff}.ar-soft{background:linear-gradient(180deg,#f7fbff,#f1f8ff)}.ar-intro-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:54px;align-items:center}.ar-copy p{font-size:1rem}.ar-check-list{list-style:none;padding:0;margin:20px 0;display:grid;gap:9px}.ar-check-list li{color:#244b7c;line-height:1.45;font-weight:650}.ar-check-list li::first-letter{color:var(--ar-orange)}.ar-text-link{display:inline-flex;margin-top:6px;color:#0865d2;font-weight:900}.ar-intro-visual{position:relative;display:grid;place-items:center}.ar-intro-visual img{max-height:520px;object-fit:contain;filter:drop-shadow(0 26px 28px rgba(2,43,96,.16))}.ar-mini-note{position:absolute;left:2%;bottom:3%;display:flex;flex-direction:column;padding:13px 16px;border-radius:16px;background:#fff;box-shadow:var(--ar-shadow);max-width:290px}.ar-mini-note strong{color:#0d3167}.ar-mini-note span{color:#6a7c94;font-size:.78rem;margin-top:3px}.ar-study-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.ar-study-card{position:relative;padding:24px;border-radius:19px;background:#fff;border:1px solid var(--ar-border);box-shadow:0 8px 25px rgba(8,53,109,.055)}.ar-study-card>span{display:inline-grid;place-items:center;width:39px;height:39px;border-radius:13px;background:#e8f3ff;color:#0866d4;font-size:.78rem;font-weight:900}.ar-study-card h3{color:#0a3068;margin:13px 0 7px;font-size:1.03rem}.ar-study-card p{color:#63758e;line-height:1.55;margin:0}.ar-editorial-wrap{background:#fff}.ar-editorial-list{display:grid;gap:16px}.ar-editorial{display:grid;grid-template-columns:74px 1fr;gap:20px;padding:26px 30px;border:1px solid var(--ar-border);border-radius:21px;background:#fff;box-shadow:0 9px 30px rgba(8,54,110,.055)}.ar-editorial.is-even{background:#f7fbff}.ar-editorial-no{font-size:2.15rem;font-weight:950;color:#d7e8fa;line-height:1}.ar-editorial h3{color:#0a3068;font-size:clamp(1.35rem,2.3vw,1.85rem);margin:7px 0 12px}.ar-editorial p{color:#5f728e;line-height:1.75;margin:0 0 10px}.ar-guarantees{background:linear-gradient(180deg,#fff,#f6fbff)}.ar-guarantee-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:12px}.ar-guarantee-card{padding:19px 14px;border:1px solid var(--ar-border);border-radius:18px;background:#fff;text-align:center;min-width:0}.ar-guarantee-icon{width:52px;height:52px;margin:0 auto 11px;display:grid;place-items:center;border-radius:16px;background:#eef7ff;font-size:1.45rem}.ar-guarantee-card h3{color:#0b326b;font-size:.93rem;margin:0 0 7px}.ar-guarantee-card p{font-size:.78rem;color:#697b92;line-height:1.45;margin:0}.ar-quote-panel{padding:24px 0 72px;background:#fff}.ar-quote-grid{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;overflow:hidden;border-radius:28px;background:linear-gradient(135deg,#06285f,#0a438d 70%,#0754a8);box-shadow:0 22px 58px rgba(5,40,93,.22)}.ar-quote-copy{padding:40px}.ar-quote-copy .ar-kicker{background:rgba(255,255,255,.12);color:#9bd5ff}.ar-quote-copy h2{color:#fff}.ar-quote-copy p,.ar-quote-copy .ar-check-list li{color:#d5e9ff}.ar-quote-visual{align-self:end}.ar-quote-visual img{display:block;max-height:460px;margin-inline:auto;object-fit:contain;filter:drop-shadow(0 24px 28px rgba(0,0,0,.2))}.ar-step-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.ar-step-card{display:flex;gap:13px;padding:20px;border-radius:19px;border:1px solid var(--ar-border);background:#fff}.ar-step-card>span{flex:0 0 42px;height:42px;border-radius:50%;display:grid;place-items:center;background:#0867d6;color:#fff;font-weight:950}.ar-step-card h3{color:#0a3168;font-size:1rem;margin:2px 0 6px}.ar-step-card p{margin:0;color:#667892;font-size:.86rem;line-height:1.5}.ar-tip-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.ar-tip-card{padding:22px;border-radius:20px;background:#fff;border:1px solid var(--ar-border)}.ar-tip-card>span{font-size:1.5rem}.ar-tip-card h3{color:#0a3168;font-size:1rem;margin:10px 0 7px}.ar-tip-card p{color:#657892;line-height:1.55;margin:0;font-size:.88rem}.ar-faq{background:#fff}.ar-faq-grid{display:grid;grid-template-columns:.78fr 1.22fr;gap:42px;align-items:start}.ar-faq-side{position:sticky;top:100px}.ar-faq-side img{display:block;width:100%;max-height:320px;object-fit:contain;margin-top:20px}.ar-faq-list{display:grid;gap:9px}.ar-faq-list details{border:1px solid var(--ar-border);border-radius:15px;background:#fff;overflow:hidden}.ar-faq-list summary{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:16px 18px;color:#0c3168;font-weight:850;cursor:pointer;list-style:none}.ar-faq-list summary::-webkit-details-marker{display:none}.ar-faq-list summary span{font-size:1.35rem;color:#0866d4}.ar-faq-list details[open] summary span{transform:rotate(45deg)}.ar-faq-list details p{margin:0;padding:0 18px 18px;color:#65778e;line-height:1.65}.ar-final{padding:50px 0;background:linear-gradient(135deg,#061f4f,#082f70 55%,#063a82);position:relative}.ar-final:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 80% 20%,rgba(49,153,255,.18),transparent 35%)}.ar-final-grid{position:relative;display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:20px}.ar-final-copy .ar-kicker{background:rgba(255,255,255,.12);color:#9ed7ff}.ar-final-copy h2{color:#fff}.ar-final-copy p{color:#cfe5ff;max-width:650px}.ar-final-visual{display:flex;justify-content:center}.ar-final-visual img{max-height:340px;object-fit:contain;filter:drop-shadow(0 24px 28px rgba(0,0,0,.24))}.ar-mobile-bar{display:none}.ar-reveal{opacity:1;transform:none}.ar-js .ar-reveal{opacity:0;transform:translateY(18px);transition:opacity .55s ease,transform .55s ease}.ar-js .ar-reveal.is-visible{opacity:1;transform:none}@keyframes arFloat{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}@media(prefers-reduced-motion:reduce){.ar-hero-visual>img{animation:none}.ar-js .ar-reveal{opacity:1;transform:none;transition:none}}
@media(max-width:1050px){.ar-hero-grid,.ar-intro-grid,.ar-quote-grid,.ar-faq-grid,.ar-final-grid{grid-template-columns:1fr}.ar-hero-visual{min-height:430px;max-width:760px;margin:0 auto}.ar-hero-card{right:3%;width:290px}.ar-risk-grid{grid-template-columns:repeat(2,1fr)}.ar-study-grid{grid-template-columns:repeat(2,1fr)}.ar-guarantee-grid{grid-template-columns:repeat(3,1fr)}.ar-step-grid,.ar-tip-grid{grid-template-columns:repeat(2,1fr)}.ar-faq-side{position:static}.ar-faq-side img{max-width:520px;margin-inline:auto}.ar-quote-visual img{max-height:390px}.ar-final-visual img{max-height:300px}}
@media(max-width:680px){.ar-page .container{width:min(100% - 24px,1180px)}.ar-hero{padding-top:8px;padding-bottom:30px}.ar-breadcrumb{font-size:.74rem;white-space:nowrap;overflow-x:auto;padding-bottom:12px}.ar-hero-grid{gap:12px}.ar-hero-copy h1{font-size:clamp(2.25rem,13vw,3.5rem);word-break:normal;overflow-wrap:anywhere}.ar-lead{font-size:.98rem}.ar-hero-points{display:grid;gap:7px}.ar-actions{display:grid;grid-template-columns:1fr;margin-top:18px}.ar-btn{width:100%;padding-inline:14px;white-space:normal;text-align:center}.ar-hero-visual{min-height:375px}.ar-hero-visual>img{align-self:end}.ar-hero-card{position:absolute;top:auto;right:0;bottom:0;width:74%;padding:7px;border-radius:16px}.ar-hero-card>div{padding:7px}.ar-hero-card small{display:none}.ar-hero-card strong{font-size:.74rem}.ar-risk-strip,.ar-section{padding:48px 0}.ar-section-head{text-align:left;margin-bottom:20px}.ar-section-head h2,.ar-copy h2,.ar-faq-side h2,.ar-final-copy h2,.ar-quote-copy h2{font-size:clamp(1.65rem,8vw,2.2rem)}.ar-risk-grid{grid-template-columns:1fr}.ar-risk-card{display:grid;grid-template-columns:118px 1fr;align-items:stretch}.ar-risk-media{height:100%;min-height:155px}.ar-risk-media img{width:105px;height:105px}.ar-risk-body{padding:13px}.ar-risk-body p{font-size:.82rem}.ar-intro-grid{gap:24px}.ar-mini-note{position:relative;left:auto;bottom:auto;margin:-10px auto 0}.ar-study-grid,.ar-guarantee-grid,.ar-step-grid,.ar-tip-grid{grid-template-columns:1fr}.ar-editorial{grid-template-columns:1fr;padding:20px}.ar-editorial-no{font-size:1.5rem}.ar-quote-panel{padding:12px 0 50px}.ar-quote-grid{border-radius:22px}.ar-quote-copy{padding:25px 20px}.ar-quote-visual img{max-height:300px}.ar-faq-grid{gap:22px}.ar-final{padding:45px 0 86px}.ar-final-visual img{max-height:260px}.ar-mobile-bar{position:fixed;z-index:80;left:10px;right:10px;bottom:10px;display:grid;grid-template-columns:1fr 1fr;gap:8px;padding:8px;border:1px solid rgba(255,255,255,.82);border-radius:17px;background:rgba(6,35,79,.94);box-shadow:0 16px 36px rgba(0,26,70,.28);backdrop-filter:blur(12px)}.ar-mobile-bar a{display:grid;place-items:center;min-height:46px;border-radius:12px;font-weight:900}.ar-mobile-bar a:first-child{background:linear-gradient(135deg,#ff6900,#ff8b18);color:#fff}.ar-mobile-bar a:last-child{background:#fff;color:#0b336d}}