.risk-page{--rb:#063e8b;--rb2:#0b70e0;--ro:#ff6b1a;--rn:#062b60;--rt:#5b708a;--rl:#dceaf6;background:#fff;color:#17385f;overflow:hidden}.risk-page .container{max-width:1220px;margin:auto;padding-left:24px;padding-right:24px}.risk-kicker{display:inline-flex;font-size:12px;font-weight:900;letter-spacing:.13em;color:var(--ro);text-transform:uppercase}.risk-hero{position:relative;min-height:520px;background:#eaf6ff;overflow:hidden}.risk-hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center}.risk-hero-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(245,251,255,.995) 0%,rgba(245,251,255,.97) 38%,rgba(245,251,255,.72) 58%,rgba(245,251,255,.12) 88%)}.risk-breadcrumb{position:relative;z-index:2;display:flex;gap:8px;padding-top:22px;font-size:13px;color:#617892}.risk-breadcrumb a{color:#0a61c1;text-decoration:none;font-weight:700}.risk-hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.1fr .55fr;align-items:center;gap:40px;min-height:465px}.risk-hero-copy{max-width:700px}.risk-hero-copy h1{font-size:54px;line-height:1.03;letter-spacing:-.035em;color:#063a85;margin:10px 0 16px}.risk-hero-copy>p{font-size:18px;line-height:1.62;color:#536e8a;max-width:680px}.risk-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.risk-btn-secondary{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:13px 20px;border:1px solid #bdd7ec;border-radius:12px;background:#fff;color:#0a4b9b;text-decoration:none;font-weight:900;box-shadow:0 8px 18px rgba(7,68,133,.06)}.risk-trust{display:flex;gap:16px;flex-wrap:wrap;margin-top:20px;color:#315c8a;font-size:13px;font-weight:800}.risk-hero-icon{display:grid;place-items:center}.risk-hero-icon img{width:min(100%,300px);height:300px;object-fit:contain;filter:drop-shadow(0 24px 35px rgba(8,55,110,.18))}.risk-benefits{position:relative;z-index:3;margin-top:0}.risk-benefit-grid{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border:1px solid var(--rl);border-radius:18px;box-shadow:0 18px 45px rgba(8,55,110,.10);overflow:hidden}.risk-benefit{display:flex;align-items:center;gap:12px;padding:18px;border-right:1px solid #edf3f8}.risk-benefit:last-child{border-right:0}.risk-benefit>span{width:44px;height:44px;display:grid;place-items:center;border-radius:14px;background:linear-gradient(145deg,#eaf8ff,#fff3e7);color:#0a64c7;font-weight:900;font-size:20px}.risk-benefit strong{display:block;color:#063e8b;font-size:14px}.risk-benefit small{display:block;color:#70839a;line-height:1.35;margin-top:3px}.risk-section{padding:70px 0}.risk-intro-grid{display:grid;grid-template-columns:1.15fr .55fr;gap:54px;align-items:center}.risk-intro-copy h2,.risk-head h2,.risk-editorial h2,.risk-faq h2{color:#063b86;font-size:36px;line-height:1.12;margin:8px 0 14px;letter-spacing:-.02em}.risk-intro-copy p,.risk-editorial p,.risk-faq p{color:#5a718b;line-height:1.7;font-size:15px}.risk-checks{list-style:none;padding:0;margin:20px 0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.risk-checks li{padding:11px 13px;border-radius:12px;background:#f2f9fe;color:#245784;font-size:13px;font-weight:800}.risk-checks.compact{grid-template-columns:1fr}.risk-inline-link{display:inline-flex;color:#0b6dde;text-decoration:none;font-weight:900;margin-top:8px}.risk-intro-art{text-align:center}.risk-intro-art img{max-width:300px;width:100%;height:300px;object-fit:contain;filter:drop-shadow(0 18px 28px rgba(8,55,110,.12))}.risk-facts-section{background:linear-gradient(180deg,#f8fcff,#eef8ff)}.risk-head{text-align:center;max-width:820px;margin:0 auto 34px}.risk-head p{color:#6a7f96;line-height:1.6;margin:0}.risk-facts-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.risk-facts-grid article{background:#fff;border:1px solid var(--rl);border-radius:18px;padding:22px;box-shadow:0 8px 24px rgba(8,55,110,.05)}.risk-facts-grid article>span{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:linear-gradient(135deg,#0b7bee,#06439b);color:#fff;font-weight:900}.risk-facts-grid h3{color:#063e8b;font-size:17px;margin:14px 0 8px}.risk-facts-grid p{color:#657a91;font-size:13px;line-height:1.55;margin:0}.risk-editorial{padding:54px 0}.risk-editorial.is-alt{background:#f6fbff}.risk-editorial-grid{display:grid;grid-template-columns:80px 1fr;gap:24px;max-width:980px}.risk-editorial-number{font-size:54px;font-weight:900;color:#d9eaf8;line-height:1}.risk-editorial article{max-width:860px}.risk-editorial h2{font-size:30px}.risk-guarantees{background:linear-gradient(180deg,#eef8ff,#f9fcff)}.risk-guarantee-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.risk-guarantee-grid article{background:#fff;border:1px solid var(--rl);border-radius:18px;padding:22px;text-align:center}.risk-guarantee-grid article>div{font-size:30px}.risk-guarantee-grid h3{font-size:17px;color:#063e8b;margin:10px 0 8px}.risk-guarantee-grid p{font-size:13px;line-height:1.55;color:#657a91;margin:0}.risk-center-cta{text-align:center;margin-top:26px}.risk-step-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.risk-step-grid article{display:flex;gap:12px;padding:18px;border:1px solid var(--rl);border-radius:16px;background:#fff}.risk-step-grid article>span{flex:0 0 42px;width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(135deg,#0b7bee,#06439b);color:#fff;font-weight:900}.risk-step-grid h3{font-size:15px;color:#063e8b;margin:0 0 5px}.risk-step-grid p{font-size:12px;color:#6a7e94;line-height:1.5;margin:0}.risk-related{background:#f7fbfe}.risk-related-grid{display:grid;grid-template-columns:repeat(7,1fr);gap:12px}.risk-related-card{display:block;text-decoration:none;background:#fff;border:1px solid var(--rl);border-radius:16px;padding:15px;text-align:center;transition:.25s;min-height:220px}.risk-related-card:hover{transform:translateY(-4px);box-shadow:0 14px 28px rgba(8,55,110,.10)}.risk-related-card.is-current{border:2px solid var(--ro);background:#fffaf6}.risk-related-icon{height:80px;display:grid;place-items:center}.risk-related-icon img{width:76px;height:76px;object-fit:contain}.risk-related-card h3{font-size:14px;line-height:1.2;color:#063e8b;margin:9px 0 7px}.risk-related-card p{font-size:11px;line-height:1.45;color:#6b7f94;margin:0 0 10px}.risk-related-card span{font-size:11px;color:#0b6dde;font-weight:900}.risk-faq{background:#fff}.risk-faq-grid{display:grid;grid-template-columns:.72fr 1.28fr;gap:40px;align-items:start}.risk-faq details{border-bottom:1px solid #dfeaf3}.risk-faq summary{display:flex;justify-content:space-between;gap:12px;cursor:pointer;list-style:none;padding:16px 4px;color:#08448e;font-weight:900}.risk-faq summary::-webkit-details-marker{display:none}.risk-faq details p{margin:0;padding:0 4px 17px;font-size:13px}.risk-final{position:relative;isolation:isolate;background:linear-gradient(90deg,rgba(4,42,91,.97),rgba(4,60,125,.87) 55%,rgba(4,60,125,.35)),var(--risk-final-bg) center/cover no-repeat;color:#fff}.risk-final-inner{padding-top:58px!important;padding-bottom:58px!important;max-width:780px!important}.risk-final .risk-kicker{color:#ffae77}.risk-final h2{font-size:35px;margin:8px 0 10px}.risk-final p{font-size:16px;line-height:1.6;color:#dbeaff}.risk-final .risk-btn-secondary{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.35);color:#fff;box-shadow:none}@media(max-width:1100px){.risk-related-grid{grid-template-columns:repeat(4,1fr)}.risk-facts-grid{grid-template-columns:repeat(2,1fr)}.risk-benefit-grid{grid-template-columns:repeat(2,1fr)}.risk-step-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:800px){.risk-hero-grid{grid-template-columns:1fr}.risk-hero{min-height:650px}.risk-hero-copy{padding-top:24px}.risk-hero-copy h1{font-size:44px}.risk-hero-icon{position:absolute;right:5%;bottom:16px;opacity:.22}.risk-hero-icon img{width:230px;height:230px}.risk-intro-grid{grid-template-columns:1fr}.risk-intro-art{order:-1}.risk-faq-grid{grid-template-columns:1fr}.risk-related-grid{grid-template-columns:repeat(3,1fr)}.risk-guarantee-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:620px){.risk-page .container{padding-left:16px;padding-right:16px}.risk-hero{min-height:620px}.risk-hero-overlay{background:linear-gradient(180deg,rgba(245,251,255,.995),rgba(245,251,255,.97) 66%,rgba(245,251,255,.58))}.risk-hero-copy h1{font-size:35px}.risk-hero-copy>p{font-size:15px}.risk-actions{display:grid}.risk-actions a{width:100%;box-sizing:border-box}.risk-trust{display:grid;gap:7px}.risk-benefit-grid{grid-template-columns:1fr}.risk-benefit{border-right:0;border-bottom:1px solid #edf3f8}.risk-section{padding:52px 0}.risk-intro-copy h2,.risk-head h2,.risk-faq h2{font-size:29px}.risk-checks{grid-template-columns:1fr}.risk-facts-grid{grid-template-columns:1fr}.risk-editorial-grid{grid-template-columns:1fr;gap:4px}.risk-editorial-number{font-size:36px}.risk-editorial h2{font-size:26px}.risk-guarantee-grid{grid-template-columns:1fr}.risk-step-grid{grid-template-columns:1fr}.risk-related-grid{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;padding-bottom:8px}.risk-related-card{min-width:210px;scroll-snap-align:start}.risk-final h2{font-size:29px}}